Exposing the Risks Behind Fixed-Term Loan Notes in Dubai

We recently joined Legacy Talks for a frank conversation about the hidden risks surrounding fixed-term loan notes in the UAE—an investment product we believe is too often misrepresented to investors.

In this episode, our Managing Partner Ben Rockell and Chief Investment Officer John Hubball sat down with host David Tarbotton, CEO of Legacy Capital to unpack the way these products are marketed, the red flags that routinely go unnoticed, and why proper financial due diligence is so often neglected in the offshore market.

This is not a theoretical discussion—it’s a reflection of what we’re seeing every day. Clients come to us after the fact: after a default, a missed coupon, a redemption delay. Our message is simple—ask the difficult questions before you invest.

We believe in protecting capital first—and being honest about risk. If you're investing in fixed income or operating in the UAE market, we encourage you to watch this episode in full.

Watch the episode and explore how we price risk, not upside.

About Legacy Capital

Legacy Capital is a UAE-based wealth management and financial advisory firm committed to delivering transparent, client-focused investment solutions. Led by a team of experienced professionals, the firm provides high-quality advice on wealth preservation, financial planning, and access to global investment opportunities. Legacy Capital is known for its educational initiatives—such as the Legacy Talks podcast—which aim to raise standards in the offshore advisory market by fostering open discussions around risk, regulation, and investor protection. With a strong emphasis on due diligence and ethical practice, Legacy Capital serves clients seeking clarity and confidence in an often opaque financial landscape.