Our Investment Strategy

Bridging the Financing Gap

by investing in small cap, growth-stage, Non-Bank Financial Institutions from across the US, UK, Europe and GCC.

Investment Philosophy

Carving our Niche

Kingsbury & Partners aims to close the financing gap for small cap, growth-stage businesses who have struggled to access traditional finance. As banks have receded from lending to smaller businesses (£1 - £5million EBITDA), professional and institutional investors are capitalising on the opportunity to access high-yield, risk-adjusted private credit offerings.

£1-5M
Sponsor EBITDA
US, UK, Europe & GCC
Geographic Focus
12-36 Months
Investment Terms
£5-25m
Typical Investment Size

Why NBFIs

A Natural Fit for Private Credit

At Kingsbury & Partners, we specialise in short-duration, asset-backed private credit across the small cap, growth-stage market. NBFIs align with this model because they offer:

  • Immediate cash flow from underlying loan portfolios
  • Secured lending backed by receivables or real-world assets
  • Transparent structures with clear terms, covenants, and exits
  • Macro-resilience as they often gain market share during downturns

"We believe our disciplined approach and competitive edge within the small cap, growth stage market, an underserved and capital inefficient market segment, allows us to unlock value for our investors delivering high-yield, risk-adjusted returns."

John Hubball,Chief Investment Officer

Our Focus

Investment Strategy at a Glance

Growth Stage Businesses
£1m to £5m EBITDA
Ownership
Private Equity Backed or Privately Owned
Issuance Size
£5m to £25m Debt Facilities
Investment Structure
Bankruptcy Remote SPV and/or Credit Linked Note
Tangible Asset Management Strategy
Focused on Non-Bank Financial Institutions (NBFIs)
Management Team
Track Record of Asset And Liability Management
Investment Terms
12–36 Months
Asset Coverage
Starting from 70%

Risk Framework

Institutional Discipline in Asset-based Growth-Stage Credit

Our Product & Risk Committee applies a disciplined methodology - developed with institutional allocators in mind - to ensure every deal we bring forward is benchmarked, stress-tested, and aligned to the principle of risk-adjusted value.

Insights

What we're seeing, what we're thinking, and what we've been up to.

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